Articles Posted in Car Accidents

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As a personal injury attorney in North Carolina, I hear this from clients all the time.  Unfortunately, in most cases, it is not true.  At the very least, it is not what they believe it to be.  In North Carolina, as in most states, you are required to purchase auto insurance to legally be allowed to drive on public roadways.  Each state sets its own requirement as to the minimum amount of insurance and type of insurance that you must purchase to be a legal driver.  The primary purpose of these requirements is to protect innocent persons from your negligent driving.  In North Carolina it is called the Motor Vehicle Financial Responsibility Act and can be found at NCGS §20-279.21.

North Carolina requires that all drivers carry at least $30,000 in liability insurance.  This is sometimes referred to as “minimum limits” or a “30/60” policy.  That means that you only carry the minimum amount of auto liability coverage required by law in North Carolina.  Under a minimum limits policy, the most any one injured claimant can collect is $30,000 and there is only $60,000 in available liability coverage for all the claimants involved in an accident.  For example, if you, your spouse and your children are involved in a car accident and spouse and children of the at-fault driver are in the other vehicle, there is a total of $60,000 in available liability coverage for all seven claimants (assuming two children in each car).  With the costs of health care rising, if all seven claimants are transported by ambulance and get checked out at the hospital, you can easily see how quickly that $60,000 is exhausted, let alone if there are any serious injuries or follow up visits are needed, or worse, if someone dies as a result of the accident.  None of those factors change the amount of money available to the claimants in a minimum limits policy.

As such, it is highly recommended that you carry as much auto liability coverage as you can afford.  There are two reasons for this.  One is that most people do not go out and intend to cause a collision.  They generally the result of negligence.  Think of all the things people have to distract them, even momentarily, the radio, the weather, the other cars on the road, GPS, eating or drinking, texting, talking on the phone, children, the list goes on and on.  As such, if you have assets that you want to protect, you should carry higher liability limits so that claimants can focus on your insurance coverage instead of trying to get money from you directly.  The second reason is that, in general, you have to carry higher liability coverage in order to purchase higher Uninsured (does not have insurance) or Under-insured Motorist Coverage (does not have enough insurance to fully compensate you for your damages), both of which help to protect YOU and your family.

According to a new study, two of South Carolina’s cities have some of the fastest drivers in the country.  Both Columbia and Greenville, SC ranked among the country’s top 25 fastest driving cities.

The new study was carried out by online insurance comparison marketplace QuoteWizard. Using self-reported data from users regarding driving infractions, QuoteWizard was able to rank which cities in the United States have drivers who tend to speed the most. The rankings for the study were based on more than one million data points for speeding infractions from 2017.

Below, we list the top 25 fastest driving cities in America:

The upcoming “MOMENTUM: DWI & DUI Advocacy for North Carolina & South Carolina Practitioners” conference will be a hot destination for legal professionals throughout the Carolinas. At the conference, a number of key speakers will present topics about everything related to driving while impaired (DWI) and driving under the influence (DUI) charges and cases.

The Law Offices of Jason E. Taylor is excited to announce that Attorney Jason Taylor has been invited to speak. Jason Taylor is looking forward to sharing his experience and thoughts with his criminal law peers.

Important information about the Momentum conference:

At The Law Offices of Jason E. Taylor, we are dedicated to helping clients throughout North and South Carolina who have been injured in devastating car accidents. Car accidents are one of the leading causes of injury in the United States. In 2015, 123,589 people suffered serious car accident injuries, while 1,380 were killed in traffic accidents in North Carolina.

Now that Labor Day Weekend is approaching, it is important to know how to keep you and your family safe when you are on the road. Because Labor Day Weekend is one of the deadliest times of the year, we want to take the time to discuss accident statistics for Labor Day Weekend.

Consider the following accident statistics before you get behind the wheel this holiday weekend:

According to statistics collected by the Centers for Disease Control and Prevention (CDC), there are around eight deaths a day caused by distracted drivers, and another 1,000+ people injured by them. The problem is so widespread, new laws have been drafted in a direct attempt to stop people from driving while distracted. But with the advent of the smartphone’s popularity, and no sign of it ever diminishing, the problem of distracted driving crashes are only getting worse as time goes on.

CDC studies revealed that close to 70% of drivers in the United States had used their smartphone regularly to complete a phone call while they were in the middle of driving. 31% admitted to reading, writing, or sending text messages behind the wheel often; the number is probably much higher as it is assumed survey participants would be prone to lie about their dangerous and illegal behavior. Other studies, including one conducted by the National Safety Council (NSC), have also determined that a hands-free device does nothing to reduce the distraction of using a smartphone while driving. If anything, it gives the driver a false sense of security, which could increase their chance of becoming dangerously distracted.

Three Types of Distraction

The CDC has stated that there are three distinct forms of distraction that can affect a driver. The first is visual, which is caused by something that removes the driver’s eyes from the road, mirrors, and blind spots. The second is manual, which is caused by anything that requires the driver to place their hands on anything that is not the steering wheel or gearshift. The third is cognitive, which means a mental distraction that pulls the driver’s thoughts away from the task of driving responsibly.

texting while driving

Throughout the school year, teens and their parents look forward to summer vacation. Free from the responsibilities of homework and class schedules, young people have time to hang out with friends and engage in summer activities popular in the Carolinas. Summer jobs and trips to the beach or the pool can keep your teen busy. More free time also mean an increase in the amount of time your teen may spend behind the wheel, or as a passenger in friends’ vehicles.

Unfortunately, there is typically a spike in car crashes and injuries involving teens during the months of June, July, and August. According to a June 2016 news release from the American Automobile Association (AAA), the period from Memorial Day to Labor Day is known as the ‘100 Deadliest Days’ for teen drivers due to the increase in car accidents and injuries that occur during the summer months.

Top Driving Distractions for Teens

The AAA states that the odds of a teen driver being involved in an accident during these months is nearly 20 percent greater than at other times of the year. Roughly 10 people die each day during the summer as the result of teen driving accidents. Research conducted by the AAA’s Foundation for Traffic Safety indicates that close to 60 percent of these accidents are the result of distracted driving.

neck injury

In the immediate aftermath of a car accident, it’s not unusual for an injury to go unnoticed or to seem minor at first. The problem is when an individual does not recognize an injury, he or she is unlikely to seek medical attention. By failing to receive a medical examination, however, the individual is risking their health and allowing an injury to become more severe.

Once you receive medical care for your injury after a car accident or any other type of accident caused by another motorist, contact an experienced personal injury attorney to discuss the next steps toward recovering compensation for your damages through a personal injury claim.

Why is Delayed Pain?

The main reason why you might not feel physical pain at the site of your accident is the heightened levels of adrenaline and endorphins moving through your nervous system, your body’s response to the trauma. These chemicals cause you to feel excited and dull your pain.

friends in car

Watch out! It’s summertime and many inexperienced young drivers will be spending more time behind the wheel on city streets and highways across North Carolina.

North Carolina Accidents

Despite dramatic improvements in crash rates for young drivers during the last two decades, teen motorists continue to be a risk to others on the road, especially during the period between Memorial Day and Labor Day when the number of deaths from teen-related wrecks typically rises.

A new report by the AAA Foundation for Traffic Safety shows 371,645 people sustained injuries and 2,927 died in crashes involving a teen driver in 2013.

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