Articles Posted in Personal Injury

traffice-light-camera-225x300

Chances are that you have encountered driving through a city that has placed red light cameras at intersections.  The stated purpose is to increase safety at intersections by imposing a penalty for those drivers who run red lights.   The penalty fine varies from place to place but is typically $50 or $100 for a violation.  If not paid timely, then the fine amount doubles in most locations.

The Good.  When driving through an intersection, it is nice to know that other drivers may be less likely to run a red light if they fear being fined for that bad driving habit.  We know that 40% of the roughly 6 million car crashes that occur in the United States every year are intersection-related crashes.  Various surveys and data collected by the National Highway Traffic Safety Administration warn us that intersections can be dangerous places.  If red light cameras cause drivers to be more careful not to enter an intersection on a red light, then that should be a good thing for all of us.

The Bad.  While red light cameras may make drivers more reluctant to enter an intersection on a red light, they can create situations where drivers slam on their brakes to avoid getting a ticket resulting in rear end collisions near these red light camera equipped intersections.  A review of studies on the topic by the Federal Highway Administration supports the conclusion that red light cameras reduce the number of right angle (T-bone) crashes, but also increase the number of rear-end collisions.  As a result of the conflicting safety data, many cities have removed previously placed red light cameras and at least 9 states have banned them altogether from being used.

close-up-of-hand-showing-insurance-word-and-car-people-house-through-magnifying-glass_t20_eo2mEa-300x200
As a personal injury attorney in North Carolina, I hear this from clients all the time.  Unfortunately, in most cases, it is not true.  At the very least, it is not what they believe it to be.  In North Carolina, as in most states, you are required to purchase auto insurance to legally be allowed to drive on public roadways.  Each state sets its own requirement as to the minimum amount of insurance and type of insurance that you must purchase to be a legal driver.  The primary purpose of these requirements is to protect innocent persons from your negligent driving.  In North Carolina it is called the Motor Vehicle Financial Responsibility Act and can be found at NCGS §20-279.21.

North Carolina requires that all drivers carry at least $30,000 in liability insurance.  This is sometimes referred to as “minimum limits” or a “30/60” policy.  That means that you only carry the minimum amount of auto liability coverage required by law in North Carolina.  Under a minimum limits policy, the most any one injured claimant can collect is $30,000 and there is only $60,000 in available liability coverage for all the claimants involved in an accident.  For example, if you, your spouse and your children are involved in a car accident and spouse and children of the at-fault driver are in the other vehicle, there is a total of $60,000 in available liability coverage for all seven claimants (assuming two children in each car).  With the costs of health care rising, if all seven claimants are transported by ambulance and get checked out at the hospital, you can easily see how quickly that $60,000 is exhausted, let alone if there are any serious injuries or follow up visits are needed, or worse, if someone dies as a result of the accident.  None of those factors change the amount of money available to the claimants in a minimum limits policy.

As such, it is highly recommended that you carry as much auto liability coverage as you can afford.  There are two reasons for this.  One is that most people do not go out and intend to cause a collision.  They generally the result of negligence.  Think of all the things people have to distract them, even momentarily, the radio, the weather, the other cars on the road, GPS, eating or drinking, texting, talking on the phone, children, the list goes on and on.  As such, if you have assets that you want to protect, you should carry higher liability limits so that claimants can focus on your insurance coverage instead of trying to get money from you directly.  The second reason is that, in general, you have to carry higher liability coverage in order to purchase higher Uninsured (does not have insurance) or Under-insured Motorist Coverage (does not have enough insurance to fully compensate you for your damages), both of which help to protect YOU and your family.

If you have ever ridden a motorcycle, chances are you’ve heard the phrase “loud pipes save lives.” If not, you might have heard a motorcyclist say it in defense of their loud exhaust pipes. So, is this statement true?

Well, in fact, this statement does hold truth.

Attentive Driving is More Than Looking

For the most part, motorists drive defensively to avoid accidents with other passenger vehicles and trucks. However, many times, motorcycles aren’t even on their radar. This is one of the leading causes of accidents between cars and motorcycles.

Motorcycles are the most susceptible to severe and even fatal injuries. With this in mind, drivers should always be actively looking for all sorts of vehicles on the road, including motorcycles.

In events when this isn’t the case, there are ways that motorcyclists can help keep themselves safe by increasing their visibility to drivers who aren’t necessarily looking for them.

Injuries sustained due to motorcycle accidents can be severe. In fact, motorcycle accidents are 29 times more likely to cause fatal injuries. When a motorcyclist is lucky enough to survive a crash, it doesn’t mean that they’re out of the woods yet. Oftentimes, these accidents land riders in the hospital.

Motorcycle accident victims sustain similar types of injuries due to the way in which they happen, and there are patterns that can be observed in the types and severity of injuries.

Head Injuries

If you live in North Carolina and watch television or online videos, then you have undoubtedly seen advertisements about an upcoming North Carolina Constitutional Amendments Vote. Unfortunately, the advertisements only brush upon the subject, but they do not really tell you the issues at hand and what is at stake in the vote. At The Law Offices of Jason E. Taylor, we believe in bringing power to the people. Since knowledge is power, we would like to take this time to discuss the pending Constitutional Amendments Vote in more detail so you know if you should vote on these issues and why.

Six Proposed Amendments We Feel are Unnecessary

There are actually six Constitutional Amendments on the ballot on Tuesday, November 6th, 2018. Here at the Law Offices of Jason E. Taylor, PC, we encourage you to vote NO to all six proposed amendments, regardless of your political party. The North Carolina Constitution is something to be revered, protected, and only amended when absolutely necessary to protect the citizens of North Carolina. It should not be amended for political gain, on either side of the aisle. With this in mind, we should take a closer look at these amendments.

Many people ride motorcycles recreationally and as a means of transportation. While they can be enjoyable, they can also be dangerous. Riders do not have the physical protection that vehicles provide and are therefore more susceptible to injuries if they are involved in a collision.

Helmets are one of the ways that motorcyclists avoid sustaining injuries in these instances, but not everyone feels the need to wear them. There are different laws, both federally and at a state level, that determine when a motorcyclist is required to wear a helmet.

History of Helmet Laws

We’ve all seen it. A motorcyclist is riding the lines, a car doesn’t like it, the two exchange a few hand gestures and words, and an accident is narrowly avoided. Or a motorcycle rides through a line of cars full of many upset, impatient drivers who are stuck in a storm of traffic.

Whatever the circumstance, it seems like the road is never shared between these two and four-wheeled motor vehicles without some frustration coming out for one thing or another. This frustration can lead to dangerous or reckless driving and accidents as a result. Without the physical protection that cars provide, motorcyclists are at a much greater risk for sustaining severe or even fatal injuries if an accident does occur. So, where does this disconnect between motorcyclists and drivers stem from?

A Short History of Motorcycles

We are excited to announce that our partner attorney, Jason E. Taylor, has been recertified with the National Board of Trial Advocacy (NBTA) in the area of civil trial law. This is his 7th consecutive year as a member of this prestigious organization. We are proud to celebrate this accomplishment with him, and look forward to using our experience and legal abilities to fight on behalf of injured clients.

In order to be certified with this organization, candidates must go through a rigorous and intensive screening process. They will be judged on various factors, including:

  • Their level of trial experience
  • Their judicial and peer references
  • Their good standing with the organization
  • Their attendance at continuing legal education courses

All candidates must show proof of good standing, legal competency, and extensive trial experience. The NBTA will examine and evaluate all the factors, and select only the attorneys who show a commitment to professional excellence and ethical standards. Board certification is an incredibly high honor, granted to the most experienced, successful, and competent attorneys across the nation.

A Fort Mill Homeowner’s Association is being sued in a federal lawsuit for what is being deemed as an extreme move against a homeowner who didn’t pay the necessary dues. The HOA began the foreclosing on a home Instead of following general protocol and filing for a breach of CONTRACT. This case has the potential to permanently impact homeowner’s associations across South Carolina.

According to long standing South Carolina law, it is not appropriate to do a foreclosure on a contract without the permission of a statute. This is why the HOA is facing charges, and the move on their part is being questioned on a number of platforms. The HOA in question has yet to comment on the matter.

To learn more about this updating story, click here.

Contact Information