Articles Posted in Personal Injury

In case you have been injured or have suffered any sort of property damage in an automobile accident, you might be thinking how an auto accident attorney may help you. Alternately, you might be wondering if it’s a good idea to go ahead and try and deal with the insurance service on your own. While a lot depends on the complexity and the specifics of your case, in general, it can be said that your auto insurance attorney should be able to do the following:

o They can try to communicate with the other driver’s insurance service provider on your behalf

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Chances are that you have encountered driving through a city that has placed red light cameras at intersections.  The stated purpose is to increase safety at intersections by imposing a penalty for those drivers who run red lights.   The penalty fine varies from place to place but is typically $50 or $100 for a violation.  If not paid timely, then the fine amount doubles in most locations.

The Good.  When driving through an intersection, it is nice to know that other drivers may be less likely to run a red light if they fear being fined for that bad driving habit.  We know that 40% of the roughly 6 million car crashes that occur in the United States every year are intersection-related crashes.  Various surveys and data collected by the National Highway Traffic Safety Administration warn us that intersections can be dangerous places.  If red light cameras cause drivers to be more careful not to enter an intersection on a red light, then that should be a good thing for all of us.

close-up-of-hand-showing-insurance-word-and-car-people-house-through-magnifying-glass_t20_eo2mEa-300x200 As a personal injury attorney in North Carolina, I hear this from clients all the time.  Unfortunately, in most cases, it is not true.  At the very least, it is not what they believe it to be.  In North Carolina, as in most states, you are required to purchase auto insurance to legally be allowed to drive on public roadways.  Each state sets its own requirement as to the minimum amount of insurance and type of insurance that you must purchase to be a legal driver.  The primary purpose of these requirements is to protect innocent persons from your negligent driving.  In North Carolina it is called the Motor Vehicle Financial Responsibility Act and can be found at NCGS §20-279.21.

North Carolina requires that all drivers carry at least $30,000 in liability insurance.  This is sometimes referred to as “minimum limits” or a “30/60” policy.  That means that you only carry the minimum amount of auto liability coverage required by law in North Carolina.  Under a minimum limits policy, the most any one injured claimant can collect is $30,000 and there is only $60,000 in available liability coverage for all the claimants involved in an accident.  For example, if you, your spouse and your children are involved in a car accident and spouse and children of the at-fault driver are in the other vehicle, there is a total of $60,000 in available liability coverage for all seven claimants (assuming two children in each car).  With the costs of health care rising, if all seven claimants are transported by ambulance and get checked out at the hospital, you can easily see how quickly that $60,000 is exhausted, let alone if there are any serious injuries or follow up visits are needed, or worse, if someone dies as a result of the accident.  None of those factors change the amount of money available to the claimants in a minimum limits policy.

If you have ever ridden a motorcycle, chances are you’ve heard the phrase “loud pipes save lives.” If not, you might have heard a motorcyclist say it in defense of their loud exhaust pipes. So, is this statement true?

Well, in fact, this statement does hold truth.

For the most part, motorists drive defensively to avoid accidents with other passenger vehicles and trucks. However, many times, motorcycles aren’t even on their radar. This is one of the leading causes of accidents between cars and motorcycles.

Motorcycles are the most susceptible to severe and even fatal injuries. With this in mind, drivers should always be actively looking for all sorts of vehicles on the road, including motorcycles.

Injuries sustained due to motorcycle accidents can be severe. In fact, motorcycle accidents are 29 times more likely to cause fatal injuries. When a motorcyclist is lucky enough to survive a crash, it doesn’t mean that they’re out of the woods yet. Oftentimes, these accidents land riders in the hospital.

Motorcycle accident victims sustain similar types of injuries due to the way in which they happen, and there are patterns that can be observed in the types and severity of injuries.

If you live in North Carolina and watch television or online videos, then you have undoubtedly seen advertisements about an upcoming North Carolina Constitutional Amendments Vote. Unfortunately, the advertisements only brush upon the subject, but they do not really tell you the issues at hand and what is at stake in the vote. At The Law Offices of Jason E. Taylor, we believe in bringing power to the people. Since knowledge is power, we would like to take this time to discuss the pending Constitutional Amendments Vote in more detail so you know if you should vote on these issues and why.

Six Proposed Amendments We Feel are Unnecessary

Many people ride motorcycles recreationally and as a means of transportation. While they can be enjoyable, they can also be dangerous. Riders do not have the physical protection that vehicles provide and are therefore more susceptible to injuries if they are involved in a collision.

Helmets are one of the ways that motorcyclists avoid sustaining injuries in these instances, but not everyone feels the need to wear them. There are different laws, both federally and at a state level, that determine when a motorcyclist is required to wear a helmet.

We’ve all seen it. A motorcyclist is riding the lines, a car doesn’t like it, the two exchange a few hand gestures and words, and an accident is narrowly avoided. Or a motorcycle rides through a line of cars full of many upset, impatient drivers who are stuck in a storm of traffic.

Whatever the circumstance, it seems like the road is never shared between these two and four-wheeled motor vehicles without some frustration coming out for one thing or another. This frustration can lead to dangerous or reckless driving and accidents as a result. Without the physical protection that cars provide, motorcyclists are at a much greater risk for sustaining severe or even fatal injuries if an accident does occur. So, where does this disconnect between motorcyclists and drivers stem from?

We are excited to announce that our partner attorney, Jason E. Taylor, has been recertified with the National Board of Trial Advocacy (NBTA) in the area of civil trial law. This is his 7th consecutive year as a member of this prestigious organization. We are proud to celebrate this accomplishment with him, and look forward to using our experience and legal abilities to fight on behalf of injured clients.

In order to be certified with this organization, candidates must go through a rigorous and intensive screening process. They will be judged on various factors, including:

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