Articles Posted in Workers’ Compensation

If you sustain an injury at work, you may not know what to do. Most employers have to provide workers compensation. But the entire process can be overwhelming and confusing. Take the steps in this post to and it will help you get the best possible outcome.

Immediately Tell Your Employer

The first step to take is reporting your accident to your employer. Most states have statutes of limitations for reporting an accident. This means a report must be made within a certain time period. In many cases, this time period is fairly short.

Being injured while on the job can be devastating both physically and emotionally. After you seek medical attention and notify your employer, it’s important to also remember that you need to take the correct steps when filing your workers’ compensation claim. While this can be a very overwhelming time for you, you don’t have to go through it alone. Our workers’ compensation attorneys are here to make sure you know just what to do.

Following these steps when filling out your workers’ compensation claim is essential in making sure you receive the maximum amount of financial compensation for your injuries.

Filing with NC Industrial Commission

If you’ve been injured on the job, you’ll want to file a workers’ compensation claim in order to get the care and treatment you’re entitled to. However, insurance companies and employers don’t want to pay for claims they don’t have to, so the burden may fall on you to prove that you’ve suffered the severe injuries you’re claiming. That means you’ll need evidence, and there are certain types of evidence that are particularly effective when it comes to supporting your claim and getting you the result you’re looking for.

Here are four important types of evidence to have when filing your workers’ compensation claim.

Medical Records

When you’ve been injured, you’ll want to make sure you see a medical professional and have your case documented as soon as possible. You’ll likely have to see a doctor multiple times for continued treatment, and each time your doctor will log your condition, how your recovery is progressing, and much more. This is critical because it not only documents how your recovery is proceeding, but what treatments have been done, and what your doctor’s recommendations are.

According to a review of more than 1.5 million workers’ compensation claims, strains and sprains are the most commonly reported types of work related injuries.  The Injury Impact Report, is a review of workers’ comp claims that were filed between 2010 and 2014 by businesses from various industries. The data revealed the following top 5 injuries:

  • Strains & Sprains
  • Cuts or Punctures
  • Contusions
  • Inflammation
  • Fractures

When it comes to small businesses, cuts and punctures occur more frequently than strains or sprains. In the construction and manufacturing industries, eye injuries are among the most commonly reported injuries. Amputations, dislocations, electric shock, crushing and multiple trauma injuries, have the highest incurred costs. However, these types of severe injuries happen less frequently than the injuries we have previously discussed.

Common Causes of Worker Injuries

The following scenarios frequently result in injuries for workers:

Some jobs are more dangerous than others, but every occupation comes with its own risks and rewards. In 2015, there were about 2.9 million nonfatal workplace injuries and illnesses reported by private industry employers. According to the Bureau of Labor Statistics, the public sector had an estimated 752,600 cases of injury and illness. However, that doesn’t account for unreported incidences sustained by workers in both industries. We have assembled a list of the most common type of damage suffered by the majority of employees in the United States.

Head Injuries

Head injuries can be a surprisingly easy injury to sustain. Even in a slip-and-fall injury on a wet floor, a person can sustain a mild concussion in an office or factory. More serious traumatic brain injuries can happen with jobs that expose people to falling objects or moving equipment. For example, loggers are often exposed to falling branches, which can easily cause traumatic brain injuries that lead to a deficit of memory, attention, coordination, balance, or can even cause death. Skull and facial fractures and lacerations are also painful and likely to occur with a strong hit to the head from faulty equipment or carelessness on the part of a coworker or supervisor.

Back Injuries

Back injuries can be a huge problem in the construction industry and in any place that requires lifting heavy objects or exposes people to falling from a great height. For example, carelessness on the part of an electrician who may be attempting to fix a power line could cause him or her to fall from a great height, which could cause severe spinal damage such as herniated disks, broken vertebrae, spinal cord injuries, or death. Roofing jobs can be incredibly dangerous for the same reason.

Slip-and-fall accidents are among the most common sources of personal injury lawsuits. Falls are also one of the leading causes of workplace injuries, which are covered by workers’ compensation.

Slip-and-Fall Accident Lawyer

If you have been injured in a slip-and-fall accident at work in North Carolina, you could have a workers’ compensation claim and a slip-and-fall lawsuit. It depends on the circumstance of your accident. The Law Offices of Jason E. Taylor will investigate the accident to identify all the potentially responsible parties who may be liable after your injury.

A recent report by ProPublica has exposed howreforms to the workers’ compensation insurance systems have affected the lives and health of injured workers across the nation. The trend has been to slash benefits paid, as well as to shift the costs to taxpayers.

The federal government once closely monitored the state-run systems, but no longer. For the past decade, state legislators have been virtually free from federal oversight. Many seriously injured workers are now forced to live in poverty, unable to get critical medical treatment, pay for prosthetic devices, and living with medical decisions regarding treatment that have been made by physicians who never see the patient in person.

There is some encouragement in the fact that the North Carolina system pays benefits higher than the national average for many workplace injuries, including those in which an employee loses a finger, toe, hand or arm.

The workers’ compensation system is under attack across the nation. Lawmakers are in the process of altering the system by passing “reforms” –significantly changing how benefits are paid. These so-called reforms benefit employers – not injured workers. Legislators make the claim that there forms were necessary in ordertoattract new businesses and retain the current businesses operating in the state, and increase employment.

In the past decade, there have been significant cuts to workers’ comp benefits, and changes in many state systems now make it much more difficult for injured workers to get benefits for some injuries and occupational diseases. As these systems are state-run, the amount a worker could expect for a specific injury varies widely.

Employers and insurers are gaining more power in medical decisions, and in 37 states, workers have lost the ability to choose their own medical provider to treat the illness or injury. North Carolina lawmakers have also taken steps in this direction, and have also limited the period of time benefits can be paid to a disabled worker.

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